no. you just get the cheque, then go register for a business name under that name, open a bank account under that name, and cash it. then close everything and move on. This of course is only worthwhile if you have more than a few hundred dollars coming in.
Waiiitt.. they also let you deposit it into a bank account.. so no, using ⊗⊗⊗⊗ name is still fine with that. my brothers account was suspended for 180 days, and after 180 he added a new bank account, verified with the 2 deposits and then withdrew the money that way. so its all good.
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