At the moment the banks are reviewing their account opening processes due to the 'credit crunch' furthermore each time you open up a bank / credit account your credit rating takes a hit and so does your ability to open up other accounts ie Sky, HP loans, internet etc etc.
Sooner or later you are also hit with fraudulent account status, even though not fraudulent, due to the high amount of open accounts. Once you are flagged as this getting any new account whether it be for hp or banking will be near impossible, even if you have a good credit status.
Just be careful as sooner or later Poopal will win the battle, if you are one of those that are regularly suspended as you won't be able to get anymore bank accounts. Then you'll have to take it on the chin that crapbay is a no go area and just use the other auction sites or become a serious fraudster.
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