Quote:
Originally Posted by Modee  Merchant accounts routinely delay the transfer of cash to your bank account though, when they think the charge is unusual or high risk. There's no free lunch. | If you control how the charges are made, that is you have control over deciding whether or not a transaction should be put through (compared to automatic charging of the card by an online cart or whatever) then both delays and possible red flags can be avoided altogether. When a merchant account is set up, they approve it according to a particular set of parameters such as average monthly volume, average batch, average ticket, min ticket, max ticket, etc. All these have to do with the kind of products you're selling, their respective worth, type of business you have, risk value attached to different business type categories, etc. It's not exactly written in stone, but the idea is that if a transaction (or financial condition) can't be placed within those parameters, the risk department may or may not take notice. It depends on how strict their risk management protocols are. It varies from bank to bank, of course. But generally, there's a way to go outside these parameters without raising red flags.
 | 
