Its always best to add the CC and bank before receiving any payments, but I have read that entropay works well, and im assuming a savers account is the same as a savings account and yes they work too, I would add these to your account asap...and make sure you have all your account info handy for when they call like address, name, last 4 of the CC, etc...in US accounts Paypal accepts mobile numbers but im not sure about UK
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