This repeatedly reporting your card stolen is a bad idea. Each time this is done, the account, especially if associated with any kind of credit line, is reported stolen to the credit bureaus. Eventually when you apply for some kind of credit, this will be majorly held against you.
Even if it is merely a bank debit card, there is an internal log of how many times you report it stolen. This will be held against you if you ever report the card stolen for real (cf. The Boy Who Cried Wolf) and will severely debilitate your ability to dispute charges. In short, you're just being penny wise, pound foolish. And how penny wise? A brand new Simon.com card costs but $2.
On the phone deal, most carriers allow only one new number per six months. If it is a throwaway (disposable type phone) then there is no downside to asking again and again (although they still will not usually give you more than one new number each six months), but if this is for a real (not to-go) account, you might be blowing the spare for when you really need to change the number.
Last edited by Modee; 07-11-2008 at 07:51 PM.
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