I dont ever see this changing, because they handle money they are going to do this forever I believe.
I got stung on pp accounts for 5k and 3k and do not allow any pp account to go above 200-300 unless I have huge sales amounts in one day and it goes out of reach for me to get all at once. This I avoid by having things end on different days and time so I can withdrawl, transfer or if I have it use a debit card to get it out.
Like EBHL does, go out in your undies and get your cash at 11:45 pm and 12:15 am, two different days and a chunk of cash out.
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