Not all savings are useless lol, i have like 6 with barclays and all accept dd's also i have 2 with halifax which have not had a mandate returned.
I tell you why the mandate is returning, is because you lot are just opening the account online and you think thatsd it;s open....... it's not. After that you need to go to your bank and meet someone show your i.d etc etc then deposit £1+ then it is active. Before that, any payments or dd's setup will be blocked.
p.s Halifax wont call you or mail you to go in, i found this out by ringing.
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