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Originally Posted by bart  suppose buyer pays seller for a merchandise off ebay. seller empties paypal account, closes bank account, and runs. buyer disputes with paypal and seller doesnt respond. after 10 days the dispute is decided in the buyers favor. would the buyer get a refund, or would paypal say sorry, there is no money to recover ? | If the merchandise is off ebay and there is no money in the sellers account, and paypal can not authorize a charge against the sellers CC or bank account, then the buyer is out of luck. The buyer would have to go their they CC company and do a chargeback, if the transaction was funded by credit card.
If it was purchase through ebay, paypal would make you go through Ebay's buyer protection policy and still you might not get your money.
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