Does anyone here use CertaPay? Does it work like Paypal or more like a real merchant account or even GCO, Bidpay (direct to bank)? Is there any other service that holds your money like Paypal before depositing, or is Paypal the only one that does that? I don't mind having a balance if it's safe from Paypal-like limitations and freezes.
And are Bidpay accounts reusable? I had one on a suspended eb account that I haven't tried to offer since, but maybe now's the time to consider it.
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