ok obtained a definitive answer I hope;
If you are on the free plan then you choose the $2.95 plan and want to go to the free plan, you must do so prior to the last day of the month as the changes take place the following month.
Be advised, you will lose all but 1Mb(6-20) images if you choose to do this.
Also, please note the associated fee structure for images with your plan:0 – 1 Megabytes Free
1 – 10 $2.95
10 – 25 $4.95
25 – 50 $6.95
50 – 100 $9.95
100 – 250 $12.95
250 – Unlimited $19.95
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'I'm one stomach flu away from my ideal weight' - The devil wears Prada
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