Re: What happens if you have a negative balance?
OK, firstly they will try and charge your credit card, if unsuccessful then they will try and get funds direct from your bank account. If all this fails they MAY use a collection agency.
Is this a real account or ghost.
I would just wait and see if they came a chase you through a collection agency and then say to the agency you have no money and offer $500 in full settlement. My guess is they will accept it.
Just make sure you have no funds in your bank account.
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