Re: How is ebay vcc different from paypal vcc??
ebay vcc is easier to use because they don't require you to log into the vcc and enter in a 4 digit code. As long as you have I think $1 on the card you can verify for ebay. Paypal on the other hand, to lift your $500 withdraw limit you need to confirm your vcc and enter a 4-digit code. (also you need $1.50 on it to confirm on paypal)
if you have access to see your statements on your vcc then you can use it for paypal.
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