Reporting your bank card stolen repeatedly to get a new one - BAD idea

2001kx · 06-20-2008, 09:46 PM

i havent seen this posted but if you have a bank account and you need a new CC number all i do is call my bank and tell them my card was lost / stolen and they send a new card with new number for like $5.00.
also when you open a new checking get a few savings accounts and you can just use them...you will need to report the card lost for the new number though.
this has worked for me.....
also for a phone number (cell phone) just call and say your getting unwanted calls and they usually give you a new numberdo for free.

im on my 8th suspension and only once it didnt work when i used my old paypal account.

trends · 07-03-2008, 10:36 PM

hi, can you please tell me what you do about your address when you open a new account? thanks!

**Modee** · 07-04-2008, 01:22 AM

This repeatedly reporting your card stolen is a bad idea. Each time this is done, the account, especially if associated with any kind of credit line, is reported stolen to the credit bureaus. Eventually when you apply for some kind of credit, this will be majorly held against you.

Even if it is merely a bank debit card, there is an internal log of how many times you report it stolen. This will be held against you if you ever report the card stolen for real (cf. The Boy Who Cried Wolf) and will severely debilitate your ability to dispute charges. In short, you're just being penny wise, pound foolish. And how penny wise? A brand new Simon.com card costs but $2.

On the phone deal, most carriers allow only one new number per six months. If it is a throwaway (disposable type phone) then there is no downside to asking again and again (although they still will not usually give you more than one new number each six months), but if this is for a real (not to-go) account, you might be blowing the spare for when you really need to change the number.

John14789 · 07-04-2008, 01:55 AM

Modee, a new Simon giftaccount costs $22 not $2. Please correct me if I'm wrong.

John14789 · 07-04-2008, 02:00 AM

Quote:

Originally Posted by trends

hi, can you please tell me what you do about your address when you open a new account? thanks!

You simply put a fake street address and use UPS return labels to handle returns as you will put return labels in every one of your packages. The entire return process only costs you $7.

I see your new here. Best advice get the stealthbook it explains everything in detail and is proven successful buy me and many other. I came here about two weeks ago and through reading the forum and the stealthbook I'm now ebaying once again. Become a registered member and read the stealthbook. The total cost of membership and stealthbook is $37.

**Modee** · 07-05-2008, 08:33 PM

Quote:

Originally Posted by John14789

Modee, a new Simon giftaccount costs $22 not $2. Please correct me if I'm wrong.

The $2. is the only mandatory transactional cost. The rest is pure cash, your cash to spend as you like.

yahhtrick · 07-05-2008, 08:55 PM

yes,

Just run the remaining balance on your simon card through google checkout and the cash is right back on your account.

divine422 · 07-11-2008, 06:25 PM

I remember i tried this once, the bank rep got so worried and wanted me to report an identity theft report to the police and she was really adamant about it too. I found my lost card quickly.

mjstallion · 07-12-2008, 02:07 AM

The more I get scammers filing chargebacks, the more I wonder--how many disputes are credit card customers allowed to file before their credit card company closes their account or VISA/MC bans them?

If a scammer file a ridiculous chargeback on me when I carried out a flawless transaction, he must be doing it all over the place. Let's just say a scammer pulls this, say, 10 times over a six month period... wouldn't this raise a red flag somewhere and he would get his account pulled? Either that or the credit card company would clue into the guy opening up fraudulent disputes?

mantisinc · 07-12-2008, 07:40 AM

I expect using different cards/bank accounts allows a lot more chargebacks to be filed.

**aspkin** · 07-12-2008, 10:01 AM

Yeah I don't think the scammers are that stupid to do it over and over again causing red flags to come out, most of them outright steal credit cards and the owners of the cards file the card lost or stolen, or kids use their parents cards without permission, or they simply swap out cards overtime. I've literally dealt with several hundred of these scammers and it's nothing to them.

Jonas · 07-16-2008, 03:18 PM

What I've seen is the customers order about 1000 products in one month, get it delivered to their home, and then they charge it all back saying their card was stolen. So it counts as one chargeback.

06-20-2008, 09:46 PM	#1 (permalink)
2001kx eBay Newbie iTrader: (0) Join Date: Jun 2008 Posts: 26 My Mood:	Reporting your bank card stolen repeatedly to get a new one - BAD idea i havent seen this posted but if you have a bank account and you need a new CC number all i do is call my bank and tell them my card was lost / stolen and they send a new card with new number for like $5.00. also when you open a new checking get a few savings accounts and you can just use them...you will need to report the card lost for the new number though. this has worked for me..... also for a phone number (cell phone) just call and say your getting unwanted calls and they usually give you a new numberdo for free. im on my 8th suspension and only once it didnt work when i used my old paypal account.

07-03-2008, 10:36 PM	#2 (permalink)
trends eBay Newbie iTrader: (0) Join Date: Jul 2008 Posts: 1	new account hi, can you please tell me what you do about your address when you open a new account? thanks! Last edited by Modee : 07-04-2008 at 01:20 AM.

07-04-2008, 01:22 AM	#3 (permalink)
Modee Super Moderator iTrader: (29) Join Date: Jan 2007 Location: United States Posts: 3,350 My Mood:	This repeatedly reporting your card stolen is a bad idea. Each time this is done, the account, especially if associated with any kind of credit line, is reported stolen to the credit bureaus. Eventually when you apply for some kind of credit, this will be majorly held against you. Even if it is merely a bank debit card, there is an internal log of how many times you report it stolen. This will be held against you if you ever report the card stolen for real (cf. The Boy Who Cried Wolf) and will severely debilitate your ability to dispute charges. In short, you're just being penny wise, pound foolish. And how penny wise? A brand new Simon.com card costs but $2. On the phone deal, most carriers allow only one new number per six months. If it is a throwaway (disposable type phone) then there is no downside to asking again and again (although they still will not usually give you more than one new number each six months), but if this is for a real (not to-go) account, you might be blowing the spare for when you really need to change the number. __________________ ... .. . Please read the following threads before you use this forum or create a new thread: http://www.aspkin.com/forums/ebay-su...ease-read.html http://www.aspkin.com/forums/ebay-di...ing-posts.html http://www.aspkin.com/forums/ebay-di...addressed.html Please read below before you PM me with a complex question: http://www.aspkin.com/forums/ebay-di...h-support.html I do offer one-on-one tech support! to get you back on EBAY quickly. Last edited by Modee : 07-11-2008 at 06:51 PM.

07-11-2008, 06:25 PM	#8 (permalink)
divine422 Registered Supporter iTrader: (0) Join Date: Sep 2007 Location: A 416 Canuck Posts: 299 My Mood:	I remember i tried this once, the bank rep got so worried and wanted me to report an identity theft report to the police and she was really adamant about it too. I found my lost card quickly. __________________ Im not trying to make a killing, just trying to make a living.

07-12-2008, 02:07 AM	#9 (permalink)
mjstallion eBay Enthusiast iTrader: (0) Join Date: Mar 2008 Location: United States Posts: 62	How often can you dispute charges with your credit card company? The more I get scammers filing chargebacks, the more I wonder--how many disputes are credit card customers allowed to file before their credit card company closes their account or VISA/MC bans them? If a scammer file a ridiculous chargeback on me when I carried out a flawless transaction, he must be doing it all over the place. Let's just say a scammer pulls this, say, 10 times over a six month period... wouldn't this raise a red flag somewhere and he would get his account pulled? Either that or the credit card company would clue into the guy opening up fraudulent disputes?

07-04-2008, 01:55 AM	#4 (permalink)
John14789 Registered Supporter iTrader: (1) Join Date: May 2008 Posts: 403 My Mood:	Modee, a new Simon giftaccount costs $22 not $2. Please correct me if I'm wrong.

07-05-2008, 08:55 PM	#7 (permalink)
yahhtrick Registered Supporter iTrader: (1) Join Date: Apr 2008 Posts: 37	yes, Just run the remaining balance on your simon card through google checkout and the cash is right back on your account.

07-12-2008, 07:40 AM	#10 (permalink)
mantisinc Registered Supporter iTrader: (0) Join Date: Jan 2008 Posts: 1,019 My Mood:	I expect using different cards/bank accounts allows a lot more chargebacks to be filed. __________________ Get an iPod touch - from as low as £5! - This WORKED for me, required 5 simple referrals from friends or family. Give it a go =)

07-12-2008, 10:01 AM	#11 (permalink)
aspkin Administrator iTrader: (1) Join Date: Jan 2007 Posts: 3,473 My Mood:	Yeah I don't think the scammers are that stupid to do it over and over again causing red flags to come out, most of them outright steal credit cards and the owners of the cards file the card lost or stolen, or kids use their parents cards without permission, or they simply swap out cards overtime. I've literally dealt with several hundred of these scammers and it's nothing to them. __________________ Join the eBay Suspension Forums. Subscribe today! EBay Stealth - Get all the details for a stealthy eBay account! A clever person solves a problem. A wise person avoids it. — Einstein.

07-16-2008, 03:18 PM	#12 (permalink)
Jonas eBay Authority iTrader: (0) Join Date: Apr 2007 Location: United States Posts: 1,264 My Mood:	What I've seen is the customers order about 1000 products in one month, get it delivered to their home, and then they charge it all back saying their card was stolen. So it counts as one chargeback. __________________ eBay's new requirement that each time deaf users clear their cookies or if they don't have flash enabled that whenever they login or try to list an item they have to answer an automated phone call from eBay, HEAR a number to press, and then HEAR another number to press violates of the Americans with Disabilities Act. Target and AOL have been sued for blind users not being able to using their website http://tinyurl.com/hlynp -- will eBay be next for deaf users?

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