Can paypal remove funds from your bank account

[stevebills]

I wanted to know if paypal can remove funds from your bank accoun or credit card they have on file

[stevebills]

anyone answer this as my paypal account is limited and I have a bank account on there they have frozen £250 and when that is taken can they take money from my bank account without asking me?

[stevebills]

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[Imback2010]

Originally Posted by stevebills

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if you have it set up with ebay or paypal, Then yes.

[stevebills]

Originally Posted by Imback2010

if you have it set up with ebay or paypal, Then yes.

Is that right or a guess and I have moved my money from the account thats on paypal to another so will the bank acc go overdrawn if paypal say want a £100?

I just rang the bank and removed the paypal direct debit off my account so alls good now!

[unkown5454]

Yesssss...remove all banking information.

[rsot]

Close the bank account or make sure at the bank that automatic withdrawals are blocked.

[stevebills]

Originally Posted by rsot

Close the bank account or make sure at the bank that automatic withdrawals are blocked.

Is it a bit extreme to close the account and wont removing the paypal DD at my bank be enough to stop them or do I need to do more?

[whatnow]

cancelling d/d should do this for you, no one can remove monies from a bank account other than the tax man without a d/d or standing order

[GrannyT]

Can the taxman do that? I never knew.

[rsot]

It's only NOT extreme if you OWE money to pa yp al. I have had limited accounts with banks attached that do not owe money so that's whatever.

Removing the pa yp al DD is not enough - you need to turn that account into DEPOSIT ONLY +/- personal withdrawal (i.e. only YOU can present at branch teller and do withdrawal)

[GrannyT]

Sorry rsot, it's a bit different over here in the 'Mother Country'. The banks have to do what you tell them. If you cancel DDs and they allow it the banks are liable. PP may like messing you about but they wont go up against the banks. .

[arpichelago]

So...
What does paypal do if these stealth accounts get limited with some ridiculous negative balance?

Do you think they will listen to an argument such as 'well, it looks like I have some of your money and you have no way of finding me. Since it was your decision, I will not be restoring the negative balance until the limitation is lifted...'

[GrannyT]

Originally Posted by arpichelago

So...
What does paypal do if these stealth accounts get limited with some ridiculous negative balance?

Do you think they will listen to an argument such as 'well, it looks like I have some of your money and you have no way of finding me. Since it was your decision, I will not be restoring the negative balance until the limitation is lifted...'

No - course not - but they are a big company - if they choose to shut you down they have to accept the consequences. When I got terminated they handed everyone their money back even though I had sent the items and had feedback. When they contacted me I suggested they used the county court - I never heard from them again!

[rsot]

Wait a minute - i follow now - so you are trying to stiff pa yp al? Unless legitimately so (And I would need to see WHY), I am off of this thread.

Sorry to sound arrogant but bypassing pa yp al is one thing but stiffing it to them...I don't want to get involved in screwing with them. These are but some of the reasons why they get so hard on other people =(

[GrannyT]

Originally Posted by rsot

Wait a minute - i follow now - so you are trying to stiff pa yp al? Unless legitimately so (And I would need to see WHY), I am off of this thread.

Sorry to sound arrogant but bypassing pa yp al is one thing but stiffing it to them...I don't want to get involved in screwing with them. These are but some of the reasons why they get so hard on other people =(

Stiffing Paypal? I'm not sure that's what the OP said - but surely if PP have stiffed you (as outlined in my last post on this thread) then there is some justification for telling them to put it where the sun doesn't shine - or should we just roll over, let them tickle our bellies and take what they want from us?

I gave them the opportunity to take their claim against me to the County Court - they chose not to.

Having read some of the horror stories about PP on these forums I cannot see there being a lot of sympathy for them if someone prevents them from shafting them some more. .

[rsot]

I might have been out of line but whatever - i see the justification if you have monies owed.

[stevebills]

Originally Posted by rsot

I might have been out of line but whatever - i see the justification if you have monies owed.

I opened an account 4 weeks ago on ebay and paypal in my girlfriends name and bank account and sold a few items and got 5 feedbacks and then I put on 50 32gb sd cards that I had in my possesion they were not f a k e s and I sold 15 sd cards and posted them out and ebay wanted photo id and invoices and I sent those and they reinstated my account and then paypal wanted the same photo id invoices and In the mean time 3 people on paypal wanted there money back I didnt realise I had sold them anything and then i realised ebay had deleted there invoices when they limited my account and then 4 days later they put it back on saying I was a security risk and I had done nothing wrong.
I was banned on ebay 18 months ago for selling phone blockers and I presume they linked my account by her phone number (silly me) and I had my own money on ebay from selling a mountain bike and stuff and now Im here on this site trying to sort a stealth account.

[arwoodco]

Originally Posted by rsot

Wait a minute - i follow now - so you are trying to stiff pa yp al? Unless legitimately so (And I would need to see WHY), I am off of this thread.

Sorry to sound arrogant but bypassing pa yp al is one thing but stiffing it to them...I don't want to get involved in screwing with them. These are but some of the reasons why they get so hard on other people =(

Paypal stiffed me out of about $12,000 back in 2008 when they introduced their "Best Match" feature and it did not even work properly for about 3 months.

Paid them $400,000 total up to that point in advertising fees ($4000 a month for 8 years).

They refused to give me any sort of refund, though their website clearly was not working according to their claims (guys with 77% feedback on top and guys with 99.8% in the middle. I had a 98% and was dead last).

At any rate, there are many who have been stiffed by Paypal. So are we to just take it and then just keep going negative when they do so?

Honestly, I am beginning to wonder how paypal even stays in business. Are they paying off people or something?

[slim jim]

Originally Posted by arwoodco

Paypal stiffed me out of about $12,000 back in 2008 when they introduced their "Best Match" feature and it did not even work properly for about 3 months.

Paid them $400,000 total up to that point in advertising fees ($4000 a month for 8 years).

They refused to give me any sort of refund, though their website clearly was not working according to their claims (guys with 77% feedback on top and guys with 99.8% in the middle. I had a 98% and was dead last).

At any rate, there are many who have been stiffed by Paypal. So are we to just take it and then just keep going negative when they do so?

Honestly, I am beginning to wonder how paypal even stays in business. Are they paying off people or something?

12k and you did not sue?

[isitworththestress]

Originally Posted by whatnow

cancelling d/d should do this for you, no one can remove monies from a bank account other than the tax man without a d/d or standing order

Loose the card and ask for a replacement.

And someone mentioned direct debit, be careful with them as that mandate lasts a year for reposting, and even though paypal have not done the second send trick, it does not mean they can't.

Originally Posted by arwoodco

Paypal stiffed me out of about $12,000 back in 2008 when they introduced their "Best Match" feature and it did not even work properly for about 3 months.

Paid them $400,000 total up to that point in advertising fees ($4000 a month for 8 years).

They refused to give me any sort of refund, though their website clearly was not working according to their claims (guys with 77% feedback on top and guys with 99.8% in the middle. I had a 98% and was dead last).

At any rate, there are many who have been stiffed by Paypal. So are we to just take it and then just keep going negative when they do so?

Honestly, I am beginning to wonder how paypal even stays in business. Are they paying off people or something?

I thought the US had all sorts of organizations that you can run to about this sort of stuff?

[jdav]

Pretty old thread but it should be noted.

It really depends on the country in which you have an account

In USA (not sure about UK) paypal can take money from your bank account.

In Countries like Germany, Austria and Poland it's illegal, and all they can do is send debt collector aganist you.