UK eBay & PaypalGeneral discussions about eBay.co.uk Suspensions and Paypal.co.uk limited accounts. This forum is geared towards UK eBay & Paypal sellers.
I have used their everyday saver and both online account types that they have (can't remember what they are called specifically), and they all worked fine. So all Barclays savings accounts are good.
OK, moving onto currrent accounts with Barclays & HSBC... do they both require 'credit checks' because all the accounts I have searched for on both say they require it. However, I thought there must be a sought of account where its just an 'ID check' with these banks?
All current accounts from any bank require a full credit check.
Basic accounts require only an ID and address verification check which if these details cannot be verified electronically then you need to take the appropriate documents in to a branch to complete the application.
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yes you can apply for basic account online. just search it, use google or within bank website search engine. Usually they offer current accounts on front pages, because they want to sell it to you. Every bank offers Basic accounts, (usually called cash accounts) they dont require credit check from you. its easy to apply. I have done it with Halifax. 5 min and bank is ready Most important thing is to not confuse current account with cash account. You need to understand those products that Bank is offering to you. Read Terms and Condition etc. or do proper search on this forum
Ulsterbank is part of the RBS group so you can get help if needs be in most branches of RBS or Nat West.
As Tiz says, location of bank is a minor issue.
Not a chance, my local branch in Dalkey and RBS is no help whats so ever in regards to banking issues for ulsta, they will give you the telephone number if you ask nicely and also offer you to open an account with themselves but thats about your lot.
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^The above is from a u.k point of view^