Paypal trying to take fees from bank via echeque

[ebanned]

So i had enough funds in paypal to pay my fees and the day before they were due out someone asks me where their item is and a dispute opens meaning there wasnt enough funds in paypal to cover the fees

Its now saying pending until the XXst of december and is trying to take an echeque out of my account. Does anyone have any advice on whats going to happen or what I should do?

Info from the details of the transaction.

Business Name: eBay Europe Sarl
Email: Unavailable
Billing Agreement ID: ----------
Payment Description: eBay Seller Fees and Reimbursements
Payment Sent to: eBay Europe Sarl

View Billing Agreement Details

Total amount: -£XX.XX GBP
Fee amount: £0.00 GBP
Item amount: £XX.XX GBP
VAT: £0.00 GBP
Postage: £0.00 GBP
Packing: £0.00 GBP
Quantity: 1

Item Title: Monthly eBay Seller Fees
Item Number: XXXXXXXXX
Invoice ID:XXXXXXXXX
Date: Dec 2013
Time: XX:XX:XX GMT
Postal Address: No Address Provided
Funding Type: eCheque
Funding Source: £XX.XX GBP - HALIFAX xXXXX

[rsot]

Few posts about this around. Make sure money is there to cover the eCheque and avoid NSF fees. Would recommend not repeating.

Also pay your fees in advance with a cc before fees are due

[ebanned]

Have searched for a solution but found nothing rock solid... Should I remove the bank account from paypal, should I ring the bank and remove the direct debit or should I just let it roll... Not sure which is the best out of the three and even then none of these seem to be a promising solution :(

[ebanned]

Originally Posted by rsot

Few posts about this around. Make sure money is there to cover the eCheque and avoid NSF fees. Would recommend not repeating.

Also pay your fees in advance with a cc before fees are due

I usually pay the fees in installments to keep them down at the end of the month, the money is in the bank to pay them but I dont want them linking my real name to my stealth name. Ill certainly not be repeating this mistake, it goes to show that your not even safe if the moneys in paypal to cover the fees, especially with disputes being opened like legs in a brothel!

[ebanned]

ok do I...

1: Let the echeque roll and hope for the best

2: Cancel the direct debit with my bank

3: Drawer out some cash so not enough money is available for the echeque

4: Ring paypal and ask them to cancel and take the funds from paypal as these are now available

5: Remove the bank account from paypal

Please help, times running out!

[clapclap]

I would personally let it roll and pray the account goes un-detected. If you stop the

payment in anyway I think this would raise more red flags and it would make Paypal more likely to look deeper into your account.

It is a difficult one but I hope it all works out for you

[ebanned]

Thanks ClapClap

So the money will definately go through wont it, my bank wont stop it? Ive enough in paypal to pay my fees now but im thinking about emptying it. It states that its pending until the 31st so after that I might stop trading on the account until the coast is clear, just in case they rob me of any money.

[clapclap]

If the funds are in your bank to take then it will go through. If you have enough funds in your PP are you able to make a one time payment?

If so this may stop the echeque.

How many days has the echeque been pending?

[ebanned]

The transaction started on the 20th so two days. It says its pending until the 31st.

[ebanned]

On my ebay it looks like the payment has gone through.

[clapclap]

Ok so the fees on your Eb account are showing as paid?

[ebanned]

Yes they are showing as paid, only the new fees are displayed which I think a one time payment will go towards them?

[clapclap]

Yes so it seems the payment is on its way from the bank. If you are lucky the fees will leave your bank and nothing will be said.

I think it would be wise to empty your PP account but leave enough to cover the dispute plus your current fees.

Saying that if you have a small amount left in your PP I would leave it in there.

The problem you have is there isn't really a right or wrong way of doing things in your position its just a waiting game to see if any flags have been raised.

Just pray its a spotty new worker at PP and they cant be arsed to see what the problem is on your account lol.

GOOD LUCK

[clapclap]

OOOOO and make another 2 stealth accounts just to be safe. But you have already got a second Stealth account you can swith to HAVNT YOU ; )

[ebanned]

They money hasnt left my bank yet, no sign of paypal taking anything. Does that make a difference?

GOOD LUCK, sounds like I need it

Thanks for the help Clap

[ebanned]

Originally Posted by clapclap

OOOOO and make another 2 stealth accounts just to be safe. But you have already got a second Stealth account you can swith to HAVNT YOU ; )

Have I... How do you know, because yes I have

Will be gutted though, this is my first stealth so will be gutted if I lose it due to something so stupid... Im just glad we learn from our mistakes!

Someone mentioned that they pay their fees every day so they never get a bill... Sounds like a good idea if you ask me!

[clapclap]

An echeque works much the same as a normal cheque. It takes 5-7 working days to clear.

PP works in mysterious ways it may not be a problem.

[aniseed]

I withdraw whenever I get about £100 in my PayPal, about once or twice a week. BUT before every withdrawal I always manually pay my ebay fees from my PayPal balance. Therefore an autopayment has never happened.

Been doing this for about 9 months on all my accounts with no problems and quick limit increases.

[clapclap]

Originally Posted by ebanned

Have I... How do you know, because yes I have

Will be gutted though, this is my first stealth so will be gutted if I lose it due to something so stupid... Im just glad we learn from our mistakes!

Someone mentioned that they pay their fees every day so they never get a bill... Sounds like a good idea if you ask me!

I lost my two stealths before I became a legend lol. You live and learn. I pay my fees via PP every Friday and I have never had a problem since, its always gutting but if you 'chin up' and carry on you will have a number of accounts that are doing too well then you will be on this forum moaning how to keep up lol.

Keep me posted on what happens with the echeque.

[ebanned]

Update on Halifax and Paypal. The fees were taken out fine, no indication of my name being given to paypal. So its looking good!

[NoneOther]

Your real name will show on the electronic transaction details.

It will probably only be picked up if there is a manual review of the account at some stage, so although your account may be ok at present you should still treat it as tainted.

[rsot]

Do one time payments on eB with VCC/gift card moving forward