credit checks

[ceebee]

If a credit check is run on you for, say, a loan, would this show the number of bank accounts you have?

[GreenBean]

Full credit check does.


There are two types of checks.

Soft check and hard or full.

A loan application would delve much deeper than asking for another bank account.

[GreenBean]

Credit scores: Boost your credit rating - MoneySavingExpert



Read over Martin's site for more accurate info to help you.

Good Luck.

[donkeykong2012]

Here's a little more info

Does applying for credit hurt my credit?

[rsot]

Credit check by a loan company can see which bank you deal with but not necessarily the amount of accounts (from what my bank officer has explained to me) - mind you I am somewhat certain they could dig deeper...and I note the OP is from UK

[donkeykong2012]

Originally Posted by rsot

Credit check by a loan company can see which bank you deal with but not necessarily the amount of accounts (from what my bank officer has explained to me) - mind you I am somewhat certain they could dig deeper...and I note the OP is from UK

I must admit I thought that.

[ceebee]

I asked because, like me, many of you will have several bank accounts to cover the stealths. Some may well not have been used for a while since a stealth may have been closed down. Wouldn't questions be asked if a large number of accounts show up on a search? Another thought- If a stealth is closed down would it be feasible to close the corresponding bank account and open another with the same bank?

[danshan]

The only way bank accounts show up on your credit report is the following methods
1 hard inquiries
2 loans with the particular bank open or closed
Banks take privacy very seriously