Need help in opening new bank account

[DanDan1]

Hi all,

New to this, and just have quick query:

Basically in the past, I've had 2 current accounts with TSB and Santander - now both are on 2 suspended Ebay accounts, and are no longer usable.

Do you suggest I open up a new current account with a completely new bank, and which banks are easier to open with? And does the 'current account switching scheme' work for example, if I chose to move from TSB over to Natwest, would this be acceptable giving me a new sort code and acc no?

Please let me know your opinions ,much appreciated.

Cheers guys.

[Bunneh]

Yes most banks are easy to open, you don't need to use the ' switch to us option' but if you do you will get a new account number and sort code with the new bank anyway.

Banks that are easy to open online are natwest, RBS, Halifax, HSBC, to name a few and are all great with stealth.

[rsot]

Welcome to the forums DanDan1 - many wonderful posts about UK banks are on the forum for reading as well

May aswell switch banks and receive a welcome bonus most seem to offer at the moment. Some offer £125. Free money!

[DanDan1]

Would a basic account be ok? Or would I need a Current account?

[DanDan1]

I've got my answer from the forum, thanks guys!

[Ebayorbust]

Yep, basic accounts are the best to use, followed by current accounts. Only use savers when the first two options aren't feasible.

[DanDan1]

Thanks guys, I have also realised, some of the information I'm reading are posted quite some time ago (4years back) so some information might be outdated - any opinions and recommendation most welcomed and appreciated guys! Thanks Ebayorbust for your extreme fast response! I have 3 i'm planning to open: Natwest Basic, Halifax Basic, HSBC basic and possibly even open another Santander Basic (i'm already a current account holder with them) any thoughts? Cheers

[Ebayorbust]

All four are fine. A couple of folk have had issues with Halifax but I personally haven't.

[DanDan1]

There seems to be mixed opinions on Nationwide bank, are they any good? Seems like the majority have had one issue or another with them..

[JamesNorth101]

Never had an issues with Nationwide. I like their websites interface a lot as well, really easy to navigate on.

[ebay_]

Had no problems with natwest basic.