Limited UK Paypal, what to do?

asincom · #1 09-13-2016

Hi, I have my UK Paypal limited now because I have reached the receiving limit. Bought from this forum.

They need a bank account attached to the account but I don't have a UK account on hand.

They do not accept a VBA.

400GBP are in this account.

What can I do?

Greetings!

Ebayorbust · #2 09-14-2016

Well nobody is going to offer you a bank account so that's one you'll need to sort for yourself.

Once you get one, contact any of the sellers in the marketplace for assistance to then lift the receiving limit.

asincom · #3 09-14-2016

If I could get a bank account on my own, why would I need a seller in the marketplace for assistance? I can't and I am asking for alternatives / services. Do you think sellers in the marketplace could help me with that?

Thanks!

Ebayorbust · #4 09-14-2016

If your Paypal is unverified (sounds like it is if you have to add a bank account), then in order to lift the receiving limit, you'll need to add a bank account followed by submitting photo ID and address proof to Paypal.

Assuming you can manage all this yourself then of course you don't need any help.

Ebayorbust · #5 09-14-2016

If the reason you can't get a UK bank account is because you are not actually in the UK then I'd suggest updating your profile to show the correct flag. It will help forum members give you the best advice.

asincom · #6 09-15-2016

I only have a bank account in Poland, so UK bank account is out of reach for me.

I use and used UK accounts before in the past with no problems.

But now they need a bank account attached to it... which I can not get.

Maybe worldfirst to get an UK account under my real name and set it up in Paypak with the name of with my stealth?

spindoctor · #7 09-15-2016

So you are not actually from the UK as your flag says?

Quote:

Originally Posted by asincom

I only have a bank account in Poland, so UK bank account is out of reach for me.

I use and used UK accounts before in the past with no problems.

But now they need a bank account attached to it... which I can not get.

Maybe worldfirst to get an UK account under my real name and set it up in Paypak with the name of with my stealth?

asincom · #8 09-15-2016

Quote:

Originally Posted by spindoctor

So you are not actually from the UK as your flag says?

Not right now.

I didn't knew that the flag is so important. I trade in UK though.

I received all docs from the seller of the account. But I can not lift the limits without the bank account. This is new right? Because in 2015 I had several stealth accounts without an bank account attached and fully verified.

spindoctor · #9 09-15-2016

Yes, there was a big change in Paypal's lift limit portal few months ago and since then yes you do.

Quote:

Originally Posted by asincom

Not right now.

I didn't knew that the flag is so important. I trade in UK though.

I received all docs from the seller of the account. But I can not lift the limits without the bank account. This is new right? Because in 2015 I had several stealth accounts without an bank account attached and fully verified.

asincom · #10 09-15-2016

Quote:

Originally Posted by spindoctor

Yes, there was a big change in Paypal's lift limit portal few months ago and since then yes you do.

Do you think I can use payoneer (prefered because I have an payoneer account already) or worldfirst to verifiy the account (with stealth name but my real data in payoneer/wf)? I have read that some say it is not possible.

spindoctor · #11 09-15-2016

Can't say, never used them. Only ever used UK bank accounts. I'm sure someone who has experience in them too will come along and let you know.

Quote:

Originally Posted by asincom

Do you think I can use payoneer (prefered because I have an payoneer account already) or worldfirst to verifiy the account? I have read that some say it is not possible.

asincom · #12 09-15-2016

Quote:

Originally Posted by spindoctor

Can't say, never used them. Only ever used UK bank accounts. I'm sure someone who has experience in them too will come along and let you know.

Ok, I only need the payoneer/worldfirst with mismatched names for 1 time only (verification). I don't need it to get my funds off the PP account.

RosieTosie · #13 09-15-2016

So how you think you are going to get your £400 out of your PayPal exactly? You don't just attach a bank account to verify, you need it to stay attached to withdraw to as well, you obviously haven't thought this one through!! You have already indicated you cannot get a UK account, sounding a bit like you are snookered!

asincom · #14 09-15-2016

Quote:

Originally Posted by RosieTosie

So how you think you are going to get your £400 out of your PayPal exactly? You don't just attach a bank account to verify, you need it to stay attached to withdraw to as well, you obviously haven't thought this one through!! You have already indicated you cannot get a UK account, sounding a bit like you are snookered!

Very easy - I buy services/products or send to a friends PP etc. for my own needs from the balance on the account. Think about it. I have reached the limit of 1800/2500 GBP but only have 400 GBP left on the account in balance. I have successfully "withdraw" a lot without the need of a bank account. I don't need one.

The thing is, I have open ebay seller fees which need to be paid with the balance on the limited paypal. I need to resolve the problem asap.

Why am I snookered when there is payoneer or worldfirst? I can also go to UK and open up a bank account but then still, mismatched names...

RosieTosie · #15 09-15-2016

You need to go back to the beginning if you don't know how UK bank accounts and PayPal work and mismatched names, everyone comes across this and deals with it.

asincom · #16 09-15-2016

Quote:

Originally Posted by RosieTosie

You need to go back to the beginning if you don't know how UK bank accounts and PayPal work and mismatched names, everyone comes across this and deals with it.

What do you want to tell me with that? I can not see the point.

#17 09-15-2016

Quote:

Originally Posted by asincom

What do you want to tell me with that? I can not see the point.

You are being told that mismatched names is not a problem because in the previous post you implied that it was a problem. Almost everyone here deals with mismatched names every day.

Payoneer and Worldfirst have a chequered (at best) history with UK PayPal. By far the best option is to open a UK bank account.

There has been a lot of discussion of late about adding PayPal from a different country to an eBay. Perhaps that's something you could investigate if you are adamant about not using UK bank accounts. A lot of people here would love to hear back from you if you do so.

sax4 · #18 09-15-2016

Perhaps do a daytrip to UK with Ryanair and open an account

asincom · #19 09-16-2016

Quote:

We have sent your Direct Debit Instruction to your bank and in several days your bank should approve your Instruction.

Payoneer will see the different name now in the direct debit instruction?

spindoctor · #20 09-16-2016

Yes they will and Payoneer will reject it. Exactly the same as when you add a UK bank account with a mismatch name. Although a Uk Bank account will still be added but it will be used for transfer only. (withdrawal)

Payoneer on the other hand, i have no experience with them so can't tell you what will happen. but going by other posts on Payoneer, it's hit or miss.

Quote:

Originally Posted by asincom

Payoneer will see the different name now in the direct debit instruction?