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  #1  
Old 09-12-2014
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Default PayPal UK Banks?

Hello,

I would like to know which Uk banks you recommend for PayPal? Which I can apple online and get into quicker without no hassle.

Thanks a lot.
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Old 09-12-2014
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Default Re: PayPal UK Banks?

Quote:
Originally Posted by yaseen46 View Post
Hello,

I would like to know which Uk banks you recommend for PayPal? Which I can apple online and get into quicker without no hassle.

Thanks a lot.
Do you have any accounts at the moment?

Depending on them , you can get more accounts online.

I use the following with success

RBS

NatWest

I also prefer to have current accounts or basic accounts. THey make my use with paypal much easier.

Avoid Lloyds, imo.

Others should chime in too
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Old 09-12-2014
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Default Re: PayPal UK Banks?

HSBC also works- just be aware of possible deposit requirements
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Old 09-12-2014
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Default Re: PayPal UK Banks?

Quote:
Originally Posted by GreenBean View Post
Do you have any accounts at the moment?

Depending on them , you can get more accounts online.

I use the following with success

RBS

NatWest

I also prefer to have current accounts or basic accounts. THey make my use with paypal much easier.

Avoid Lloyds, imo.

Others should chime in too
Nah I used them all with PayPal and their limited now so I need a new bank.
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Default Re: PayPal UK Banks?

Quote:
Originally Posted by rsot View Post
HSBC also works- just be aware of possible deposit requirements
are they easy to get into?
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Old 09-12-2014
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Default Re: PayPal UK Banks?

HSBC, Santander, RBS, Ulster Bank, Natwest, BOS, Halifax, Yorkshire Bank.

Ulster is a real beaut!
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Old 09-13-2014
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Default Re: PayPal UK Banks?

Quote:
Originally Posted by yaseen46 View Post
Nah I used them all with PayPal and their limited now so I need a new bank.


No, dont be put off by that.

All you need is a new account number.


You can have the same Sort code. As long as the account number is new, you should be fine.

Just confirm there have been no problems with these banks .


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Default Re: PayPal UK Banks?

Keep in mind, you also do not want to be opening too many bank accounts across the board.

Your existing banks should not give problems.

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Old 09-13-2014
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Default Re: PayPal UK Banks?

Bank of Scotland, Co-operative Bank, Barclays Saver (may not like stealth names), Tesco Saver .. most UK banks are working fine. You want a basic account however.
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Old 09-21-2014
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Default Re: PayPal UK Banks?

Quote:
Originally Posted by aspkin View Post
Bank of Scotland, Co-operative Bank, Barclays Saver (may not like stealth names), Tesco Saver .. most UK banks are working fine. You want a basic account however.
I'm using Halifax without problems just now, does tescos allow you to create "Easy Saver" accounts for new account numbers?
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Old 09-21-2014
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Default Re: PayPal UK Banks?

Quote:
Originally Posted by GreenBean View Post
No, dont be put off by that.

All you need is a new account number.


You can have the same Sort code. As long as the account number is new, you should be fine.

Just confirm there have been no problems with these banks .


Do you know if i close a paypal account, can i use the bank account that was linked to in again in the future with another paypal account? or do PP keep the account number data on file?

thanks, LUW
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Old 09-21-2014
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Default Re: PayPal UK Banks?

Bank accounts cannot be reused.
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Default Re: PayPal UK Banks?

I'm using Halifax. They allow you to make accounts online which I just use to withdraw into from paypal and then transfer to my main account. I leave 1 pound in each of them and I have had no problems for a year now. But I have been with Halifax since I was a kid, so maybe that gives more trust. I have 5-6 accounts, not going to be opening more, though as that might be a risk.

You can close them anytime and then open new ones.

Online Savers

Positives:
Easy to open
Fast - you can make the bank account and then add it to paypal instantly. (At least for me I have done this 5 times)
Cheap - costs 1 pound to open an account
No overdraft so paypal can't take your money
Verify instantly with paypal because of online banking

Negatives:
If you're up late at night like me it can be annoying sometimes. Halifax like to do their maintenance and updates at night time, so it's regularly down at 2-6 am on random days.

Last edited by xShevaa7x; 09-21-2014 at 05:45 PM.
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Old 09-21-2014
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Default Re: PayPal UK Banks?

Quote:
Originally Posted by yaseen46 View Post
Nah I used them all with PayPal and their limited now so I need a new bank.
Can you not try opening a new account with the banks you have at the moment, as long as you had no issues with them?
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Old 09-21-2014
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Default Re: PayPal UK Banks?

Quote:
Originally Posted by xShevaa7x View Post
I leave 1 pound in each of them and I have had no problems for a year now.
It is always worth trying to keep more than the bare minimum in the savings accounts.

I try to leave 25% of anything I transfer into the savings account from PP in the savings account to build up a nice sum
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Default Re: PayPal UK Banks?

Quote:
Originally Posted by JamesNorth101 View Post
It is always worth trying to keep more than the bare minimum in the savings accounts.

I try to leave 25% of anything I transfer into the savings account from PP in the savings account to build up a nice sum
True, but I don't think they mind because all of my money is within the Halifax system. Maybe if I was transferring it over to a rival bank they may not be as forgiving.
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Old 09-21-2014
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Default Re: PayPal UK Banks?

Quote:
Originally Posted by lone_urban_wolf View Post
Do you know if i close a paypal account, can i use the bank account that was linked to in again in the future with another paypal account? or do PP keep the account number data on file?

thanks, LUW
They keep the info - you cannot re-use
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Old 09-22-2014
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Default Re: PayPal UK Banks?

Quote:
Originally Posted by xShevaa7x View Post
I'm using Halifax. They allow you to make accounts online which I just use to withdraw into from paypal and then transfer to my main account. I leave 1 pound in each of them and I have had no problems for a year now. But I have been with Halifax since I was a kid, so maybe that gives more trust. I have 5-6 accounts, not going to be opening more, though as that might be a risk.

You can close them anytime and then open new ones.
Re Halifax accounts; do you open new ones via the sign up page? Or do you create extra from within an existing account?
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Old 09-22-2014
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Default Re: PayPal UK Banks?

Quote:
Originally Posted by RetroRedneck View Post
Re Halifax accounts; do you open new ones via the sign up page? Or do you create extra from within an existing account?
Within is easier - pre completes a lot of the information rather than needing to type it all into the online form.
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  #20  
Old 09-25-2014
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Default Re: PayPal UK Banks?

Can someone clear something up for me please?

I was under the impression that a Savings Account required a Direct Debit instruction as Paypal sets this up when verifying the account.

Or is the Direct Debit used only for sending money from the Bank Account to the Paypal Account?

I need to brush up on my knowledge of Savings Accounts!

Here is a list of Saving Accounts that use Direct Debits as of April 2014.

Savings accounts deposits by Direct Debit? - MoneySavingExpert.com Forums
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Old 09-25-2014
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Default Re: PayPal UK Banks?

I am just researching the Forum finding my own answers......Plenty of Info....
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