I did an instant bank(Capital One) transfers apparently they take one day, and I did one on Thursday early in the morning and its still pending.So are these are pretty much just regular transfers?
Last edited by Bigj2987; 06-15-2019 at 10:31 AM.
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Capital One bank is known to reject mismatched deposits. An instant transfer initiated on Thursday should have hit your account the same day if it was going to work. Even expecting it to hit the next day is unreasonable given how instant transfers work.
I wouldn't be surprised if it ends up back in your PP account on Monday.
hope you're wrong, I mean if that was the case they should have rejected it already. I'm going to keep waiting.
Also, since there seems to be some confusion in this thread, USA PP is now offering "instant transfers" via bank account OR debit card for a fee, along with the old school "standard transfer" for no fee.
so one can opt for instant transfer without a bank debit card?
Fed has different levels of ACH now,the highest level is same day,the lowest one is our old friend 1-3 days