I think you may have mis-understood the eBay Stealth, you dont need to "change ip everytime" as long as your NEW ip is different to the suspended IP you can stick to it.
this is epecially true if you are using VPN where the ip is static. Obviously if you are using a Dynamic ip service (like dialup) then you have a new IP each time you connect to the internet...which is fine if you are only planning to have 1 ebay/paypal account.
But if you plan to have Multiple ebay/paypal accounts then you MUST record each ip and make sure you dont login 2 ebays/paypal with the same ip. this is to make sure your accounts are not linked together. (as well as keeping a different windows user account for each ebay/paypal account)
About Paypal being less strict....there is no SURE answer...but i have found that my chinese supplier is able to get away with amounts as big as 5-6 grand in his paypal (OFF-ebay).....where as i am sticking to a very very strict low amount of money ($500 per month per account - ON ebay)...especially because they are stealth accounts....
I am sure most people here would go for larger amounts but i guess i am paranoid and it just seems to work for me.....
About paypal cookies email...i would excercise the same amount of caution as Ebay emails....after all they ARE the same people in more then one way.
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