Let me clear this up before any more wild guesses are thrown in.
Capital One, Wachovia and ING Direct are known banks that require matching names, nicknames, or similar names when money comes in your account. You can't have funds coming in under a totally different name, they don't like this. I've had success using nicknames and variations of my name and having funds go through without issue. It's a bank issue, they send a notice to PayPal that names don't match and then PayPal limits your account because according to their user agreement they can limit you if, 'Name on the bank account associated with the PayPal account does not match the name on the PayPal account', and again PayPal only knows if names missmatch IF the attached bank tells PayPal. Only a few banks do this.
Next time open a PayPal account with either the exact name thats with your bank account, or a nickname, similar name.
Example.. Robbert Thorton is on your bank account.. you can open a PayPal account with Bobby Thorton or Bob Thorton, or a misspelling of the name slightly. These don't throw up red flags with banks. It's only when money comes in with a completly different name.
Get it?
Or just use a different bank. I probably could have just said that instead.  | 
