Applied for merchant account with Authorize.net and was DENIED! WHAT NOW? - eBay Suspended & PayPal Limited Forums
eBay Suspension & PayPal Limited Forums  
Join Today
Register Subscribe
     

Registration is fast, simple and absolutely free so please, join our community today!


Go Back   Home > Platform Discussions > PayPal Talk

PayPal Talk PayPal Forums. General issues related to PayPal.

Reply
 
Thread Tools
  #1  
Old 02-15-2010
Junior Member
 
Join Date: Dec 2009
Posts: 77
Thanks: 6
Thanked 0 Times in 0 Posts
Activity: 0%
Longevity: 83%
iTrader: (1)
Unhappy Applied for merchant account with Authorize.net and was DENIED! WHAT NOW?

Ok so like many of you, I HATE paypal. I was reading in the forums that for long term success and avoidance of limitations, it is best to create an LLC, open an eBay business account and get a merchant account with authorize.net. I sell high risk items like iPhones, as well as the chargers and accessories that go with them. Since I was denied an account with authorize.net due to bad credit, what can I do now that will insure that I don't get limited on eBay?

I have already created an ebay account with my LLC but have not signed up for paypal. I am trying to avoid it at all costs because I truly feel it is a dead end. I am looking to build my LLC eBay account very strong with a TON of feedbacks and don't want eBay or paypal standing in my way. Please help:>
Reply With Quote
The complete step-by-step guide to get back to selling today!

  #2  
Old 02-15-2010
Junior Member
Threadstarter  
 
Join Date: Dec 2009
Posts: 77
Thanks: 6
Thanked 0 Times in 0 Posts
Activity: 0%
Longevity: 83%
iTrader: (1)
Default

I'm basically looking for other "fool proof" payment gateways that might approve someone with horrible credit :-/
Reply With Quote
  #3  
Old 02-15-2010
Banned
 
Join Date: Apr 2009
Posts: 8,605
Thanks: 1,580
Thanked 2,029 Times in 1,356 Posts
Activity: 0%
Longevity: 87%
iTrader: (47)
Default

Does your spouse have better credit then you do?

Also, have you looked into getting negatives removed from your credit file?

PM me and I might be able to help you get some of those negatives removed from your file to clean up your report some.

I have reached my daily limit of PMs but when it is open again I will see if I can help you.

Sandy



Does anyone here know the FICO score needed or how your report has to look to get ok'd by authorize.net?
Reply With Quote
  #4  
Old 02-15-2010
MU
 
Join Date: Jul 2008
Posts: 2,938
Thanks: 307
Thanked 579 Times in 294 Posts
Activity: 0%
Longevity: 91%
iTrader: (32)
Send a message via AIM to First Edition Send a message via MSN to First Edition Send a message via Yahoo to First Edition Send a message via Skype™ to First Edition
Default

They don't just look at your credit score, they also consider what kinds of items you're selling, what your feedback is like on your particular website, usually eBay.

You can also start an LLC or corporation that will have no credit beacon, this is of course better than bad in most circumstances.
Reply With Quote
  #5  
Old 02-15-2010
Junior Member
Threadstarter  
 
Join Date: Dec 2009
Posts: 77
Thanks: 6
Thanked 0 Times in 0 Posts
Activity: 0%
Longevity: 83%
iTrader: (1)
Default

I started an LLC...they look at your personal credit unless your LLC has been open for 2 years or more. Mine is just pushing 2 weeks They require a 500 credit score but they check experian which I have the LOWEST score on. The other two credit reporting agencies show scores of almost 600. I am under 500 for experian which is why I was denied. They didn't check feedback because they didn't even ask for my user id. if they did then they would have come up with zero feedback because its a brand new account.
Reply With Quote
  #6  
Old 02-15-2010
MU
 
Join Date: Jul 2008
Posts: 2,938
Thanks: 307
Thanked 579 Times in 294 Posts
Activity: 0%
Longevity: 91%
iTrader: (32)
Send a message via AIM to First Edition Send a message via MSN to First Edition Send a message via Yahoo to First Edition Send a message via Skype™ to First Edition
Default

Get that fixed... it's not that hard to pull some strings here and there to raise it. 500 is really low.
Reply With Quote
  #7  
Old 02-16-2010
411guru's Avatar
Junior Member
 
Join Date: Apr 2008
Posts: 494
Thanks: 26
Thanked 18 Times in 16 Posts
Activity: 0%
Longevity: 92%
iTrader: (0)
Default

How about google checkout? If you sell digital items that are non-tangible such as ebooks, then I can help.
Reply With Quote
  #8  
Old 02-16-2010
Junior Member
Threadstarter  
 
Join Date: Dec 2009
Posts: 77
Thanks: 6
Thanked 0 Times in 0 Posts
Activity: 0%
Longevity: 83%
iTrader: (1)
Default

so there is no other safe method of doing this other than authorize.net? they are the only good merchant company??
Reply With Quote
  #9  
Old 02-16-2010
MU
 
Join Date: Jul 2008
Posts: 2,938
Thanks: 307
Thanked 579 Times in 294 Posts
Activity: 0%
Longevity: 91%
iTrader: (32)
Send a message via AIM to First Edition Send a message via MSN to First Edition Send a message via Yahoo to First Edition Send a message via Skype™ to First Edition
Default

If you use google checkout, you could always make the invoice for something else.
Reply With Quote
  #10  
Old 02-16-2010
411guru's Avatar
Junior Member
 
Join Date: Apr 2008
Posts: 494
Thanks: 26
Thanked 18 Times in 16 Posts
Activity: 0%
Longevity: 92%
iTrader: (0)
Default

Try merchantexpress.com or charge.net.
Reply With Quote
  #11  
Old 02-16-2010
MU
 
Join Date: Jul 2008
Posts: 2,938
Thanks: 307
Thanked 579 Times in 294 Posts
Activity: 0%
Longevity: 91%
iTrader: (32)
Send a message via AIM to First Edition Send a message via MSN to First Edition Send a message via Yahoo to First Edition Send a message via Skype™ to First Edition
Default

always keep this in mind:

people are only as smart as you tell them to be


merchant processor employees included.
Reply With Quote
Reply



Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Merchant Plus / Authorize.net kuntrykok Payment Gateways 8 06-26-2011 01:02 AM
Need some input, account denied appeal Allurre07 PayPal Talk 15 02-10-2010 01:27 PM
Need merchant account for Authorize.net? 411guru Payment Gateways 0 12-17-2009 03:54 AM
Limited Account Access Appeal Denied krazi Paypal Limited 5 09-07-2008 01:05 PM
One authorize.net account with multiple merchant accounts Seller Payment Gateways 6 02-29-2008 10:45 PM


Aspkin Group

All times are GMT -5. The time now is 06:17 AM.


Stop the guessing games and learn how you can quickly and easily get back on eBay today!
Read the best selling step-by-step eBay Suspension guide eBay Stealth!
Amazon Suspension? Read Amazon Ghost to get back on Amazon!
vBulletin® Copyright ©2000 - 2024, Jelsoft Enterprises Ltd.
Ad Management by RedTyger
no new posts

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58