That's correct. And to be clearer, you'll most likely be suspended for life. And your Paypal, which is more important, will be limited and you won't be able to withdraw any funds.
If your accounts have your real information, depending on what got you suspended, you may want to try to contact them to ask if anything can be done to restore it, or at the very least get the funds out. Chances are slim, but it won't hurt to try.
Nevertheless, I suggest you read the stealth guide carefully and slowly and start following it right now. Don't waste time
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