negative paypal balance - eBay Suspended & PayPal Limited Forums
eBay Suspension & PayPal Limited Forums  
Join Today
Register Subscribe
     

Registration is fast, simple and absolutely free so please, join our community today!


Go Back   Home > Platform Discussions > PayPal Talk

PayPal Talk PayPal Forums. General issues related to PayPal.

Reply
 
Thread Tools
  #1  
Old 08-05-2010
Junior Member
 
Join Date: Aug 2010
Posts: 5
Thanks: 0
Thanked 0 Times in 0 Posts
Activity: 0%
Longevity: 79%
iTrader: (0)
Default negative paypal balance

I lost a case on paypal (won at the first time, won on 1st appeal by buyer, lost on 2nd appeal due to a PP representative who asked the buyer to send the item back to me even though he did not send it out 60 days after the claim is filed). I was traveling when paypal sent me tracking number and asked me to pick it up. I did not and before this I unlinked my bank account and credit card. Now my pp account shows negative balance of $2000. my PP account has no real name but real address. I have other ebay account with pp accounts contain real info.
(ebay id#1 with pp acct#1, -not real name but real address
ebay id #2 with pp acct #2,-reall name and real address
ebay id #1 is linked with ebay id #2,
pp acct #1 has negative bal).
What would pp do to have me pay them back? thank you all for the input.
Reply With Quote
The complete step-by-step guide to get back to selling today!

  #2  
Old 08-05-2010
SaiJin's Avatar
Super Moderator
 
Join Date: Jul 2008
Posts: 15,901
Thanks: 318
Thanked 2,535 Times in 2,189 Posts
Activity: 69%
Longevity: 91%
iTrader: (2)
Default

They'll grab it from your bank account and CC. Even though they are unlinked, it'll be in their archive forever.
Reply With Quote
  #3  
Old 08-05-2010
Junior Member
Threadstarter  
 
Join Date: Aug 2010
Posts: 5
Thanks: 0
Thanked 0 Times in 0 Posts
Activity: 0%
Longevity: 79%
iTrader: (0)
Default

I have closed the bank account and credit card after I unlinked them. Would that be safe? What else can they do?
Reply With Quote
  #4  
Old 08-05-2010
SaiJin's Avatar
Super Moderator
 
Join Date: Jul 2008
Posts: 15,901
Thanks: 318
Thanked 2,535 Times in 2,189 Posts
Activity: 69%
Longevity: 91%
iTrader: (2)
Default

So where's the returned goods now? Is it returned to the buyer? Or do you have it?
If you have it back, you need to refund the payment to the buyer.

I don't want to sound rough, but we are here to help people who have been done wrong, not to help people cheat. So you need to give us more details. Thanks
Reply With Quote
  #5  
Old 08-05-2010
Junior Member
Threadstarter  
 
Join Date: Aug 2010
Posts: 5
Thanks: 0
Thanked 0 Times in 0 Posts
Activity: 0%
Longevity: 79%
iTrader: (0)
Default

The buyer sent something else back to me not the original item. I tried to appeal but they kept the decision of refunding the buyer... What should I do?
Reply With Quote
  #6  
Old 08-05-2010
SaiJin's Avatar
Super Moderator
 
Join Date: Jul 2008
Posts: 15,901
Thanks: 318
Thanked 2,535 Times in 2,189 Posts
Activity: 69%
Longevity: 91%
iTrader: (2)
Default

OK, so as far as I understood, the goods is $2000 correct? And you have proof of all of these? THe one thing that can make PP budge is a police report.

And if I were you even without PP in the picture, I'd go to your local PD, bring ALL of the docs associated with this transaction, that includes, your eBay sales, PP emails, tracking, receipt of item value, etc etc etc with you.

After this, call up PP ask for the highest rank supervisor that is able to talk to you, explain that you have filed a police report and you would like this taken care of.

I do have another tip I can give you, however, the above is one of the options you can take. Unless you are willing to explain to me the entire situation in complete details including what item it is, what you did, etc, so that I have a bigger picture.
Reply With Quote
  #7  
Old 08-06-2010
Senior Member
 
Join Date: May 2009
Posts: 486
Thanks: 153
Thanked 41 Times in 34 Posts
Activity: 0%
Longevity: 86%
iTrader: (0)
Default

Guys......paypal is no longer aloud to dip into your bank account or charge your credit card period. The only thing they can do is intercept a paypal transfer to your bank IF it hasnt hit your bank yet......did this policy recently change and I dont know about it?.......only thing they can do is send unpaid balance to collections.
Reply With Quote
  #8  
Old 08-06-2010
SaiJin's Avatar
Super Moderator
 
Join Date: Jul 2008
Posts: 15,901
Thanks: 318
Thanked 2,535 Times in 2,189 Posts
Activity: 69%
Longevity: 91%
iTrader: (2)
Default

Quote:
Originally Posted by needhelpplease View Post
Guys......paypal is no longer aloud to dip into your bank account or charge your credit card period. The only thing they can do is intercept a paypal transfer to your bank IF it hasnt hit your bank yet......did this policy recently change and I dont know about it?.......only thing they can do is send unpaid balance to collections.
Huh? They have always been able to and done it.
Reply With Quote
  #9  
Old 08-06-2010
rsot's Avatar
Executive [VIP]
 
Join Date: Dec 2009
Posts: 75,843
Thanks: 5,925
Thanked 8,908 Times in 8,201 Posts
Activity: 99%
Longevity: 83%
iTrader: (7)
Default

joinhere, you need to give a bit more detail if you want help because, yes, your situation sounds a bit sketch. The fact that you got the $2000 to your bank account is "wowzers" to me though without limitation - props to that. As for rest of the info, if the accounts are linked...well PP has in the past taken money from other lniked accounts.

There it is.
Reply With Quote
  #10  
Old 08-06-2010
Junior Member
Threadstarter  
 
Join Date: Aug 2010
Posts: 5
Thanks: 0
Thanked 0 Times in 0 Posts
Activity: 0%
Longevity: 79%
iTrader: (0)
Default

I cannot file police report because the buyer is in Macau. It is a 24"H antique floor vase. and he sent me back a different one. I was able to move the money out to my bank account and closed the bank account and credit card since I won the case first then he appealed. Now part of the information is real of the PP account. Will the collection thing hit my credit? Thanks all
Reply With Quote
  #11  
Old 08-06-2010
Senior Member
 
Join Date: May 2009
Posts: 486
Thanks: 153
Thanked 41 Times in 34 Posts
Activity: 0%
Longevity: 86%
iTrader: (0)
Default

Quote:
Originally Posted by saijin View Post
Huh? They have always been able to and done it.
About 3-4 years ago Paypal was sued viciously over siding with buyers and going into members bank accounts and cc's to cover the refund.....as we all know paypal has no way of knowing if the buyer actually returned the actual item or an empty box with tracking etc.......if it has tracking and shows delivered paypal is giving them ''their'' money back..now if paypal goes into YOUR bank account or uses YOUR credit card to cover a charge THEY decided on...that was considered illegal....hence the reason the ''prove this is my debt'' letters work for collection agencies who deal with neg paypal/ebay stuff....if I something has changed from then, then I am not sure.....but last I knew that was the deal with this paypal stuff.
Reply With Quote
  #12  
Old 08-06-2010
Senior Member
 
Join Date: May 2009
Posts: 486
Thanks: 153
Thanked 41 Times in 34 Posts
Activity: 0%
Longevity: 86%
iTrader: (0)
Default

Quote:
Originally Posted by joinhere View Post
I cannot file police report because the buyer is in Macau. It is a 24"H antique floor vase. and he sent me back a different one. I was able to move the money out to my bank account and closed the bank account and credit card since I won the case first then he appealed. Now part of the information is real of the PP account. Will the collection thing hit my credit? Thanks all
If your information is your real stuff, just wait for the collections notice and send them a ''prove this is my debt'' letter certified mail.
Reply With Quote
  #13  
Old 08-06-2010
Senior Member
 
Join Date: May 2009
Posts: 486
Thanks: 153
Thanked 41 Times in 34 Posts
Activity: 0%
Longevity: 86%
iTrader: (0)
Default

Ok...found some stuff out....I have a friend that works at a bank and I asked her about paypal being able to go into your bank etc....so this is what I was told....say as an ebay buyer you purchase from a seller by the name of ABC and another item from another seller named XYZ and pay through paypal with your bank debit/credit card...each one of those sellers has a designated ID type number that is attached to their paypal account that paypal uses to prove that their charge to that card is for an actual item purchased by the cardholder. Paypal can NO LONGER just charge your card or debit your bank account for whatever it is that they like to charge it for....each time paypal attempts to debit your card/bank account this ID type number/name had to be attached to it or it will be denied....she did say she only knows for sure about the bank that she works for. For her bank, when you purchase an item using paypal, on your bank statement it will show Paypal followed by a series of numbers or the name of the business unique to each seller/company. Hope this helps1
Reply With Quote
  #14  
Old 08-09-2010
Member
 
Join Date: Jun 2010
Posts: 113
Thanks: 0
Thanked 12 Times in 11 Posts
Activity: 0%
Longevity: 80%
iTrader: (0)
Default

Yes, that is why they wait for your balance to cover the refund/chargeback.
Reply With Quote
Reply



Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
I have a negative balance on paypal. Should I pay it back? groundhog PayPal Talk 14 05-26-2020 09:47 AM
Paypal negative balance problem Eye Candy Lingerie Subscriber Discussions 3 05-24-2010 02:30 PM
PayPal balance goes in negative. winstons PayPal Talk 0 04-03-2010 09:12 AM
Negative Paypal balance hondAman Paypal Limited 7 09-08-2009 10:30 AM
Paypal sucks again... my balance go to negative xemnao UK PayPal Talk 3 01-16-2009 07:09 AM


Aspkin Group

All times are GMT -5. The time now is 06:58 AM.


Stop the guessing games and learn how you can quickly and easily get back on eBay today!
Read the best selling step-by-step eBay Suspension guide eBay Stealth!
Amazon Suspension? Read Amazon Ghost to get back on Amazon!
vBulletin® Copyright ©2000 - 2024, Jelsoft Enterprises Ltd.
Ad Management by RedTyger
no new posts

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58