they extend credit through their debit cards supposedly, like a bank, i think the potential for fraud is there,as if one i saavy enough and has their own cc machine, you simply swipe the debit card, using the pre-auth key- add an approval number, i.e. 003819, then it goes, moneys in your bank in 2 days, do say 10/day x $49 sales, all odd amts, x 7 days before the chargebacks hit- whats that? $3,500... so- they'd qualify for credit bureau access. As a matter of fact, I have inquiries from Payal Inc on my credit file...
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