First of all if you used a altered or stealth name you just admitted that you did to IC systems.
Why did you send them a verification letter if you used an altered or stealth name?
Only if they have your real name and your SSN would you want to answer them.
Did they send you anything back? If you sent the letter register mail which you should always do, they have 30 days to answer you.
Have you checked your credit report? Use the one a year free credit report and check to see if it is there.
If it is, dispute it.
In most cases IC systems cannot legally verify any account because ebay does not give them the proper and enough information to legally put it on your report.
Also, IC has to have a letter from ebay telling you that they are hired by ebay to collect funds, in most cases again they cannot provide that info.
If they do track you down and it is on your report you need to ask them to settle the amount if they remove the trade line within 15 days of you paying them.
Get everything in writing.
To me, if you altered your name and no address matches they could not have touched you until you sent them the letter. PEOPLE---- do not answer any letter from IC Systems on a stealth account. No reason to. Do not answer a phone call from IC on a stealth account.
I suggest to never use a close to or altered real name on any stealth account for this reason.
To answer your question in the headline. Yes, if they know it is you and can track it down to you and your SSN matches, address etc matches it will show up on your credit report. But, it has to match as the FDCRA laws require your credit report to be 100% accurate or it has to be fixed or removed.
IC systems is a complete joke, their record keeping is horrific and with some work most people are able to get them removed from the credit report.
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