Turned down by Ally - any ideas?
OK... I applied for a checking account with Ally online. Then I got a response that I am not accustomed to. My application would have to go to review. About a week later, I received a denial letter that they could not approve me for an account due to information on my ChexSystems report.
So, I ordered my report from ChexSystems. There were NO negatives on it whatsoever. Just three inquires. One is almost 2 years old, one is about a year old and one 4 months old. That was it. Of course, now there is also the fresh inquiry from Ally.
So, apparently they take into consideration any accounts that you applied for. I have accounts with all three inquiring banks.
Of course, I don't want to keep applying and getting turned down, as I'm sure that each inquiry will just make it that much harder.
So, does anyone know which banks won't care so much about the inquiries? Does anyone know if Ally is known for being sticklers when opening accounts?
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