I had a similar piece of advice given to me. I opened another account at WoodForest, and their rep (at the branch) saw the PayPal micro-deposits on my first account. She told me they are not such nice people to do business with and that if I was an eBay seller, I should consider other options to accept payments.
I told her that you pretty much had to use PayPal to sell on eBay, and she said OK, I'm just letting you know that we have had other customers who had problems with them.
I get the feeling that the banks don't like PayPal very much. It costs them money to have their reps get involved with issues, and I am sure that most banks have seen MANY, MANY issues come up with PayPal.
Now, THAT is one thing that COULD get PayPal to change. If lobbyists from the banking industry started complaining to the government about PayPal, then PayPal could pretty quickly find new laws being written to regulate them.
We live and hope....
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