I've noticed this on all my accounts in the last few days, eBay now seems to be enforcing the automated payment method, whether you like it or not. Either PayPal or credit card is now required to list items. If you don't have an automated payment method on file, when the next invoice comes, you'll automatically be required to do it, no matter if you've had it before or not. I've had accounts that have been selling without for the past 3 years and have in the past few days required it. No way around it.
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