@winmil, good that you have read the guide - fine if you have questions - some of your q's are answered by searching the forums but that you will find as time goes on =)
1. The link principle is based on MANY things like address, phone number, IP, cookies, etc. NOT just name =) If it were just name, every Paul Johnson (example) would be linked - that is NOT the case.
2. Many banks will accept deposits in whatever your name is. Example: my own account accepted a deposit in the name of Big Gun just because I felt like it.
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