Multiple stealth accounts?

[gismo]

I understand how the process works.


But with several PayPal accounts you need several bank accounts. And every time you register for a new checking/savings they do a hard credit pull.

How can I open multiple checking/savings accounts with avoiding the hard credit pulls? And what banks do you use?

[yotano211]

Some people verify paypal acounts with a VBA and withdraw into a paypal account attached to a real bank account.

Oh and banks only verify with what is called chexsystems. Its kinda like a credit report but i think only banks use it, i could be wrong on this unless someone corrects me.
Or just go to tons of banks and start opening accounts.

[yotano211]

Some people verify paypal acounts with a VBA and withdraw into a paypal account attached to a real bank account.

Oh and banks only verify with what is called chexsystems. Its kinda like a credit report but i think only banks use it, i could be wrong on this unless someone corrects me.
Or just go to tons of banks and start opening accounts.

[Gman91189]

Banks dont do a hard credit pull.. they do a SOFT credit pull doesn't hurt your credit at all.
there are ppl here with bank accounts in the hundreds literally, if it was a hard pull think what would happen to their credit...
but it is only a soft pull

what alot of ppl do.. well at least me.. i use a vba...
and after a few sales and time has gone by..
tick....
tock...
tickity...
tock...
and i have a good amount of money on the paypal.. i go ahead and put my REAL bank account on it..
this way it removes the risk of something bad on the paypal/ebay account happening..either my human error(which never are ofcourse )
OR
im just lucky enouf to get limited/suspended early on (which ofcourse rarely happen because i dont have human errors)

[KingRay]

I agree with the lat poster. They dont pull credit. I check mine after opening and they never even show up. Not even on a soft pull so what every they do wont hurt it at all.

[Gman91189]

Yea they go by the chexsystem...
doesn't have to do ANYTHING with credit..

i have good credit but bad on the chexsystem.. and gotta get an approval by a manager to open a lousy checking account..
isn't that ironic

[yotano211]

Same here, good credit but bad on chexsystems. I was stupid in my youth. In half of the credit unions i went to, a manager had to approve me. I'll get my fixed very soon.