Forum

[SUVE]

FandangoKango, I am not picking on you or mean any offense to you but I thought I'd add to this.

Eventually he went bankrupt because of other financial problems so everything got cleared from his credit.

I assume you mean Chapter 7 bankruptcy (consumer bankruptcy) ??? Upto a point you are correct.....an honest debtor is expected to be given a fresh start through the discharge of debts in a bankruptcy proceeding BUT NOT all debts are dischargeable.

all they did was send debt collectors and got it on the credit system for 4 years and I never had 1 single person come to the door of his or mine to say hey your going to jail if you don't pay me right now.

In the US, a debt collection agency will be expected to operate within the confines of the Fair Debt Collection Practices Act & bear in mind that each state has its own bankruptcy laws, so there is variance here on how the debt collection operates according to their state.

Where did I get them? None of your business.

That is a blatant Non-sequitur, nor sought out by the OP or anyone else on this thread....sigh

Hello? Wrong info cmon why don't you just accept the info I give.

I think the very limited context & subtext you provided would have led to anyone else to wonder just how accurate/valid/viable your information was.Infact several posters wondered the same (see thread above) because you did not convey it in a manner that was clear & lacked important detail.I am not surprised GB formed a negative impression on what you originally stated.

With regards to the US creditors in lieu of your statement which GB raised as being inaccurate:

If you owed 100k then probably they would do something big about it like a judge.

....you are actually TOTALLY wrong here (& GB is infact correct on this point) even when this incorrect statement of yours is applied to the US, it does NOT take 100K for this to be actionable by a US creditor.

Infact it would have been foolish of the OP to consider:

'just accept the info I give'

simply because you were speaking from a US perspective (which was itself not immediately obvious) whereas the OP was from the UK & hence your advise would have not been applicable to him.