Another thing about Money Pak is that I do not think that it is available in the OP's Country,,
To the OP Since Bank accounts are NOT an option I would ALWAYS keep a little money for refunds in my Paypal account if I were you, also since your Debit card did not work for whatever reason I would try to get a Virtual MASTERCARD or VISA to fund the account or QUICKLY sell something even at a small loss if you have to.
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