ACH deposits are not considered cash and do not trigger the Cash Transaction Reporting. HOWEVER - your bank is obligated to report ANY suspicious transaction over $5,000 regardless of the source of funds. Will your bank view it that way? Who knows. The law is written so broadly, almost ANY transaction could be considered suspicious. But if your bank account has been linked to the PayPal account for a long time, it would probably look OK, even with a large amount.
Still, Greenbean is correct about the taxes. The filing of a CTR or SAR does NOT mean you have done anything wrong or that you are in any trouble. But if the IRS finds income that you did not report, then you are in for a whole WORLD of TROUBLE! As long as you are propertly reporting and paying your taxes, and the money involved is from normal eBay sales, you should be just fine.
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