Bad credit or bankruptcy and Paypal?

[deanerick]

hello,

after my wife's passing and 5 years of cancer I am walking away from my debt, 90k+. I have been a on ebay/paypal for 11 years, and my full-time gig. hate to loose my only income due to paypal closure, i have a 14000+ feedback ebay account.

i sell $500-1500 items (musical instruments). if and when paypal cans me, what is best route? merchant account? propay? i am in usa. i was thinking chapter 7, but it seems to be harder to get merchant accounts after bankruptcy than after just having bad credit? true?

thanks

[GreenBean]

Welcome to the forum.

I am so sorry for your troubles.

We actually do not provide credit advice. You need professional help for that.

Is your paypal in trouble? Can you expand there?

[wizardhat]

Sorry to hear about your wife and your battle with cancer.

But you need to call a bankruptcy lawyer and discuss this with him/her.

Never take legal advise from somebody over the web, 99 percent of the time they have no idea what they are talking about.

Best of luck!

[GreenBean]

OP has been sent a pm with suggestions to obtain correct guidance