It's always the same for me. It SAYS 3-4 days, but it is actually less. It takes EXACTLY 24 hours from the time you request the withdrawal until the withdrawal will show "complete". 24 hours to the second.
I try to time my money requests to before 9pm PST. If I do that, it shows completed at that same exact time the following day...then I receive the funds in my bank account at midnight. It is always the day after it shows completed. BUT during that 24 hour period, they can reverse the transfer and nail you...they can process the request much faster if they wanted to, but they take the full 24 hours so they can scrutinize if they want...reverse the transfer then limit your account.
After it shows completed and they limit your account, the funds still hit your bank account...had that happen couple weeks ago. The funds that showed completed went through, but I had two transfers that got reversed when the account got limited, with just a couple hours left of the 24.
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