Welcome to the forums.
Before you go further, learn about stealth - it will help you.
While I would NOT recommend using your friend's account, once you make sure you can operate linkfree, you can add a new bank and cc without problems - making sure the names stay the same as the name on the pp account.
Really, take the time to understand stealth - get the guide - dont just go right in and cause you problems later.
All the best.
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