As long as the withdraw to his bank account is only pending, paypal can reverse it. I got a new tip for you if you every do win a claim and their is no money in their account.
I recently brought an item, seller disappeared and did not deliver, filed claim and won, but got the usual paypal bullsh%t message, "we have found in your favor, but there is no money in his account" message. So I started a few ebay auctions under his name and had them send payment to his paypal address. Once they sent the money I got my refund, then I told the buyer to file under ebay insurance to get their money back.
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