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Originally Posted by joesshooze GB, I see nothing in the buyer's info to be concerned about. Has 36 +fb's 100% all recent, with fast payment stated. Still, my question is? How, if I have immediate payment required can the payment be under review? That's not immediate payment to me. | Immediate payment simply means that eBay requires the buyer to pay when the item is checked out. The payment could be made with any service allowed by eBay (PayPal, MoneyBookers, etc.).
The buyer did that. He initiated a payment using PayPal. But PayPal sees something in the buyer account that looks suspicious. It may have nothing to do with your particular payment, but the account is on hold until PayPal can determine what is going on. Usually these things are resolved one way or the other within 24 hours.
Immediate payment does not mean that you will get the money immediately - it only means that the buyer has to initiate payment immediately and cannot simply place the item in their shopping cart for several days. The idea is to prevent competitors from abusing the system by placing a rival seller's items on hold so they can sell their own items.
Look at it this way - is a 21 day hold immediate payment? Of course not, at least not in a literal sense. Choosing immediate payment does not lift the 21 day hold limit if your PayPal account is subject to it. All payments are still subject to the rules of your payment processor, in this case, PayPal.
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