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Old 07-15-2008
ebayhateluv's Avatar
ebayhateluv ebayhateluv is offline
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HI:
You first need to PG your cards..
The LENDERS that will give the highest cls (in my exper):
a.) Amex
b.) Chase
c.) Bank of America

Each will let u have several cards.. Once u get 2 cards--What "I" do--
example:

Chase card#1--cl $5000, Chase card #2--cl $7500

>>I call Chase (they have what is called a BACKDOOR phone number)--Direct to the Credit Analyst..
>.I tell them-- I'd surely like to do a BT (bank transfer)--to one of my Chase cards--
BUT--I only have 7500 on 1 , and 5k on the other--Can u please xfer 4500 of the 5k onto the 7500 card--giving me $13,000 on the one, and leave the other opened with just $500?
--They say YES---OK, now i have $500 and $13,000..

Wait 30 days-- do a cli (credit line increase)--on the $500 card--9 times/10-- they'll take that up to MATCH the other card--I just did 2 of them last month..
>.NOW- you have $13,000 + say $11,500..OR $24,500
Wait--60 days do it again.. Simultaneously doing it with Amex and BOA..
>.After 90 days-- Youve got well over $50k in Unsecured credit..
**THIS providing you have good cr to begin with..OR--You have a strong D+B file or Experian Bus. credit file..
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