Moving money/ instant transfer

[storm1204]

if someone transfers you a large sum with instant transfer, and you have a sneaking suspicion it will come back bogus what do you do? A family member just paid me back through pp. Told me they did an instant transfer though the account so it should be a couple days to hit mine. They did not understand the concept that instant is instant and it was immediately available to me. So I pulled of 2K with my debit card.

Since my family member is a deadbeat, I just have a bad feeling it will come back and damage my real paypal biz account that i've had for years and me and other family members transfer money between each other all the time as well as its an attached student account.

Now another friend said screw it, withdraw the funds then "xoxox pp, I owe you!" He told me they will probably block my pp because that idiot has used my computer a lot and it may do the bots. He said sure it may go to collections after a while, but that I should just do a stealth ppl account, a new ip and continue on living my life.

If I take his advice, how do i get this money off the account asap. I have a debit card but just found out you can't use it at western union places, or the money gram site. I need it off faster than I can wait to set up another account. if I send a transfer to my bank, doesn't that put me in danger with them trying to debit it? I'm really worried about this. And don't know how to check their bank account.

PS USAA is attached to the account. The instant transfer came from a BOA account. I know since its Friday it won't be found out for a few days by PP, so I need to figure out wth to do ASAP.