Re: Does Paypal dip into Bank Account to recover funds, if Bank Account has 0 money?
When PayPal or anyone else sends a funds request to your bank, they have no idea how much the account has (or does not have) in it. If you have overdraft protection, then the bank will most likely honor the request and come after you for the money. If there is no money in your attached savings account, then they may or may not honor the request (you would have to ask the bank what their policy is).
The best way to handle it is to opt out of overdraft protection on stealth accounts. However, I would caution you about leaving eBay holding the bag for fees. It can easily come back to burn you later, even if the account is stealth. Yes, we all love to hate eBay, and you can argue that their fees are too high, but you knew going in what it would cost you to make the sales. It is what you agreed to and eBay deserves to be paid.
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