Well most of the time it is because people get laid off or the company goes bankrupt and they are out of a job. And here in Michigan jobs are almost impossible to come by. I lost my job because the company went bankrupt and got behind on some things. But now I am finally caught up on everything and working on getting my credit back up to where it needs to be. Working great but I would like to get a house and stay on top of a mortgage to make it better. Now that I do not have to worry about losing my job |