Re: way to find hold cleared?
@OP...
It's actually a good thing for Paypal to hold your money in the beginning. It's all about building trust between you and eBay/Paypal. Think of it as a barometer to see how well you're doing with your account.
After Paypal sees a trend where you are meeting their requirements, at some point (around 3 months as you point out), they will release funds immediately.
When PP does this, it tells me they have more trust in me and I can increase sales.
Be patient and know there will be some light at the end of the tunnel.
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