Yes, yes, they have their own direct checkout. Accepts credit cards and is a more natural checkout process so it's more appealing and comfortable to n00b buyers.
I can see RosieTosie has the typical AZ/EB tunnel vision. Don't be lazy. So many people have no idea the kind of money that lies outside of those 2 platforms.
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I don't use their DC because of the SSN verification thing but I don't notice any lower sales than before when I did offer it. I rarely had anyone use it, in my experience PP has a better rep for buyer protection so maybe that is why.