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  #1  
Old 10-22-2014
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Default AMEX Serve no longer works as a checking account?

I have a purchased PP seller account, and I went in and added my Amex Serve as my 'checking' account. A few weeks later after confirming it it's no longer there, and adding it throws an error. The info was correct, which leads me to believe that PP no longer accepts Serve (or BB for that matter) as a checking account to withdraw funds.

Am I the only one here?
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Old 10-23-2014
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Default Re: AMEX Serve no longer works as a checking account?

Most likely it was just removed, this happens if u try and pay for something, fees, postage, etc.. And u do not have funds to cover the charge, so what happens paypal will remove the account

And you can get it back on, you just need to call in to PayPal and they need to manually add the account

The best thing to do is, once you add any bank account, and verify, go to settings, pre-approved payments, and uncheck your bank account, and only keep your credit card as a funding source

There is no reason you should be using your bank account with a stealth account, this can expose your real info

So once the PayPal is verified I always uncheck it from a funding source, because sometimes even when u have funds in your available balance or credit card, PayPal still charges your bank account and if there is not enough funds they pull the account

Since I been taking my bank accounts off the funding source list, I never once had paypal dip into a bank account, I think by uncheck in it, you no longer give paypal the authority to take funds from your bank account, and any funding source that is checked off is open game according to PayPals agreement when u sign up
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Old 10-23-2014
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Default Re: AMEX Serve no longer works as a checking account?

I didn't use it to pay for anything, this is a seller only account. I just added it but never sold anything, and was checking it now before I do my first sale. I was just using it to withdraw sales amounts to, but would never use it to buy.
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Old 10-23-2014
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Default Re: AMEX Serve no longer works as a checking account?

PP has been removing bank accounts a lot recently. I have had it happen on accounts that were verified. Serve does not allow mismatch names so not sure if that is what happened.
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Old 10-23-2014
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Default Re: AMEX Serve no longer works as a checking account?

Serve was noted as possibly a problem.


Rough to hear, OP. Feel for you.
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Old 10-23-2014
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Default Re: AMEX Serve no longer works as a checking account?

So basically if it's a Serve 'checking' account don't bother calling them about it? Damn, that means I need to get a real bank account for this crap again.
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Default Re: AMEX Serve no longer works as a checking account?

I use serve with paypal, but it's an account I made where I used my real name just a couple letters difference, so Serve is not banned from PayPal, Serve even advertises a way to load funds is by PayPal

The problem is probably with different name deposits
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Old 10-23-2014
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Default Re: AMEX Serve no longer works as a checking account?

Hmmm...so do I change the name on the PP account, or is that a giant red flag? I guess I need a bank that doesn't match names to account numbers, correct?
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Default Re: AMEX Serve no longer works as a checking account?

If u use amex serve, your paypal name needs to match the name on the serve account
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Old 10-24-2014
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Default Re: AMEX Serve no longer works as a checking account?

Quote:
Originally Posted by Dmshark25 View Post
If u use amex serve, your paypal name needs to match the name on the serve account
Understood, but if I change the name on my PP account before doing any real sales it's going to red flag me, correct?
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Old 10-24-2014
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Default Re: AMEX Serve no longer works as a checking account?

Yea, the good solution is to get another bank account that can accept mismatched names

To change your name on PayPal u need to provide all kinds of documents, unless it's one letter difference or a business name
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Old 10-24-2014
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Default Re: AMEX Serve no longer works as a checking account?

Gotcha, thanks. I'll use search to find a good one.
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