Re: my bank is asking questions about my unusual paypal trasactions
@ two3aight1: I had exactly the same issue you have with my credit, and it really screwed my life up for years. [Insert long, e/n details here.] Anyway, there's a program out there where you can make rehab payments - very low, easy payments to make contingent on what you report as income. For example, when I started making my rehab payments I had just started my business, was super-broke, not really paying myself anything other than enough (barely) to survive, and my monthly rehab payments were $5.00 - yep, f-i-v-e dollars. And getting my payments to be that low was a matter of about maybe ten minutes of answering questions and signing a paper saying I was telling the truth - totally non-invasive and basically painless.
Once you successfully make your six monthly payments, you're completely re-habbed: My credit went from "literally cannot open a bank account anywhere" to "we'll be more than happy to give you a $20,000 loan" in the space of months. It was - and is - freaking awesome! Hop online and check it out. I know the name of the people I'm dealing with now (after being rehabbed) is "fedloan servicing," but if I remember correctly I was dealing with a different outfit for the first six months. Maybe not, I don't remember. Either way, if you call the fedloan people they'll totally be able to point you in the right direction. Do it! It's waaaaay easier than you'd think, practically painless, and besides fixing your credit, it's a general weight off.
Good luck!
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