I thought Greenbean will jump in for sure by now since he is very knowledgeable with UK accts. I have read somewhere on the forum that the when you create the VCC it can't be too recent. Meaning you can just use it paypal after lets say you created the VCC a few hours ago. You have to wait a few days (not sure exactly how many, maybe just one day). I will try and search the forum a little and see if I can find something. Maybe you can even try PM Greenbean.
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